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Mortgage Rates
Here are loan programs we offer. These programs are unique to So-Cal Direct Lending. To learn more about these programs and many others, call us at (760) 325-2800.
Loan Amount:      $

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Program Name Rate Points APR Payment  
1 Year ARM (Conforming) 2.950% 0.35% 2.977% $0.00  
3/1 ARM (Conforming) 3.600% 0.40% 3.632% $0.00  
5/1 ARM (Conforming) 3.140% 0.35% 3.168% $0.00  
15 Year Fixed (Conforming) 2.960% 0.35% 3.010% $0.00  
30 Year Fixed (Conforming) 3.760% 0.40% 3.793% $0.00  
1 Year ARM (Jumbo) 2.950% 0.35% 2.977% $0.00  
3/1 ARM (Jumbo) 4.450% 0.35% 4.480% $0.00  
5/1 ARM (Jumbo) 3.140% 0.40% 3.171% $0.00  
15 Year Fixed (Jumbo) 3.810% 0.35% 3.861% $0.00  
30 Year Fixed (Jumbo) 4.140% 0.12% 4.150% $0.00  
Rates are subject to change without notice.
Rates last updated on 09/17/2017.

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Contact Information
Ryan Gray
Loan Officer
Direct: (760) 836-1087
Cell: (760) 219-1294
Fax: (760) 841-5560
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Ryan Gray, Loan Officer
So-Cal Direct Lending
71-691 Highway 111, Rancho Mirage, CA  92270
Direct:  (760) 836-1087
Cell:  (760) 219-1294
Fax:  (760) 841-5560
rgray@socaldirectlending.com
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